Current Rates

Annual Percentage Yield (APY) and Annual Percentage Rate (APR) are accurate as of 6/08/2020. Rates are subject to change without notice.

Checking Accounts

Account Type Minimum Deposit
to Open
Minimum Balance
to Obtain APY*
Interest
Rate
APY
Power Plus Checking $10,000 $250,000 0.25% 0.25%
more information $10,000 $50,000 to $249,999 0.20% 0.20%
$10,000 $25,000 to $49,999 0.20% 0.20%
$10,000 $10,000 to $24,999 0.20% 0.20%
NOW Account1 $100 $100 0.11% 0.11%

APY (Annual Percentage Yield). Interest rates are variable and are subject to change without notice. Minimum deposit to open account is $10,000 and Minimum balance to obtain APY of 0.25% APY is $250,000, balances that fall below $249,999 but above $50,000 will be subject to APY of 0.20% and balances that fall below $49,999 but above $25,000 will be subject to APY of 0.20%, balances that fall below $24,999 but above $10,000 will be subject to APY of 0.20% and accounts that fall below $10,000 will be subject to APY of regular NOW account. Subject to certain requirements and or restrictions. Balances that fall below $500 are subject to $5.00 per month service fee. Fees could reduce earnings on account. Offer can be withdrawn at any time. Maximum balance $500,000. Consumer Accounts Only.

Savings Accounts

Account Type Minimum Deposit
to Open
Minimum Balance
to Obtain APY*
Interest
Rate
APY
Passbook Savings $1.00 $100 0.15% 0.15%
Money Market $100 $1,000 0.20% 0.20%

Rates may change after account is open.

Certificate of Deposit (CD)*

Account Type Minimum Deposit
to Open
Minimum Balance
to Obtain APY*
Interest Rate APY
3 Month CD $5,000 $5,000 0.25% 0.25%
6 Month CD $500 $500 .45% .45%
9 Month CD $500 $500 .50% .50%
12 Month CD $500 $500 .75% .75%
15 Month CD $500 $500 .80% .80%
18 Month CD $500 $500 .90% .90%
24 Month CD $500 $500 1.00% 1.01%
30 Month CD $500 $500 1.10% 1.10%
36 Month CD $500 $500 1.10% 1.10%
48 Month CD $500 $500 1.10% 1.10%
60 Month CD $500 $500 1.24% 1.25%

*Substantial Penalty for early withdrawal on all Certificates of Deposit

Individual Retirement Accounts (IRA)**

Account Type Minimum Deposit
to Open
Minimum Balance
to Obtain APY*
Interest Rate APY
12 Month IRA CD $250 $250 .75% .75%
30 Month IRA CD $250 $250 1.10% 1.10%
60 Month IRA CD $500 $500 1.24% 1.25%

**Substantial Penalty for early withdrawal on all Certificates of Deposit
 

Loan Rates

PLEASE NOTE WE ONLY LEND IN THE FOLLOWING COUNTIES:
PENNSYLVANIA: Philadelphia, Bucks, Montgomery, Chester, Delaware
NEW JERSEY: Burlington, Camden, Cumberland, Gloucester, Atlantic, Ocean, Cape May

Mortgages

Term Interest Rate APR*
(Annual Percentage Rate)
Points
15 Year 3.250% 3.347% 0
20 Year 3.500% 3.576% 0
30 Year 3.625% 3.680% 0

Jumbo Rates

Term Interest Rate APR*
(Annual Percentage Rate)
Points
15 Year 3.375% 3.388% 0
30 Year 4.125% 4.133% 0

 LTV (Loan to value) of 80% or higher requires PMI (Minimum down payment required is 5%). Rates subject to change without notice. For a $100,000 mortgage with 0 points for 30 years at 3.625%  monthly payment would be $456.05. Jumbo (Over $510,400). Subject to credit approval.

Home Equity Loans

Term Interest Rate APR*
(Annual Percentage Rate)
5 Year 3.25% 3.25%
10 Year 3.99% 3.99%
15 Year 4.75% 4.75%
20 Year 5.75% 5.75%

For a $10,000 loan monthly payment would be $180.80 for 5 year term at 3.25% APR. Rates subject to change without notice. Maximum loan amount $250,000. Minimum loan amount $5,000. Owner occupied property only 80% LTV (Loan to Value) 1st Position and 2nd Position. Homeowner property insurance required. If loan is repaid in full within 36 months a loan documentation preparation fee of $500 will apply. Subject to credit approval.

Interest Rate
Interest Rate

 


*(APY) ANNUAL PERCENTAGE YIELD AND (APR) ANNUAL PERCENTAGE RATE IS ACCURATE AS OF 03/30/2020. RATES SUBJECT TO CHANGE WITHOUT NOTICE.

Interest Rate