Annual Percentage Yield (APY) and Annual Percentage Rate (APR) are accurate as of 08/28/2023. Rates are subject to change without notice.
Checking Accounts
Account Type | Minimum Deposit to Open |
Minimum Balance to Obtain APY* |
Interest Rate |
APY |
Power Plus Checking | $10,000 | $250,000 | 0.25% | 0.25% |
more information | $10,000 | $50,000 to $249,999 | 0.20% | 0.20% |
$10,000 | $25,000 to $49,999 | 0.20% | 0.20% | |
$10,000 | $10,000 to $24,999 | 0.20% | 0.20% | |
NOW Account1 | $100 | $100 | 0.11% | 0.11% |
Savings Accounts
Account Type | Minimum Deposit to Open |
Minimum Balance to Obtain APY* |
Interest Rate |
APY |
Passbook Savings | $1.00 | $100 | 0.15% | 0.15% |
Money Market | $100 | $1,000 | 0.20% | 0.20% |
Certificate of Deposit (CD)*
Account Type | Minimum Deposit to Open |
Minimum Balance to Obtain APY* |
Interest Rate | APY |
3 Month CD | $5,000 | $5,000 | 0.50% | 0.50% |
6 Month CD | $500 | $500 | 1.00% | 1.00% |
9 Month CD | $500 | $500 | 1.25% | 1.25% |
12 Month CD | $500 | $500 | 1.50% | 1.51% |
15 Month CD | $500 | $500 | 1.59% | 1.60% |
18 Month CD | $500 | $500 | 1.64% | 1.65% |
24 Month CD | $500 | $500 | 2.19% | 2.20% |
30 Month CD | $500 | $500 | 1.99% | 2.00% |
36 Month CD | $500 | $500 | 2.20% | 2.21% |
48 Month CD | $500 | $500 | 2.30% | 2.32% |
60 Month CD | $500 | $500 | 3.00% | 3.03% |
Individual Retirement Accounts (IRA)**
Account Type | Minimum Deposit to Open |
Minimum Balance to Obtain APY* |
Interest Rate | APY |
12 Month IRA CD | $250 | $250 | 1.50% | 1.51% |
30 Month IRA CD | $250 | $250 | 1.99% | 2.00% |
60 Month IRA CD | $250 | $250 | 3.00% | 3.03% |
Loan Rates
PENNSYLVANIA: Philadelphia, Bucks, Montgomery, Chester, Delaware
NEW JERSEY: Burlington, Camden, Cumberland, Gloucester, Atlantic, Ocean, Cape May
Mortgages
Term | Interest Rate | APR* (Annual Percentage Rate) |
Points |
15 Year | 3.875% | 3.974% | 0 |
20 Year | 4.000% | 4.078% | 0 |
30 Year | 4.125% | 4.181% | 0 |
Jumbo Rates
Term | Interest Rate | APR* (Annual Percentage Rate) |
Points |
15 Year | 4.000% | 4.014% | 0 |
30 Year | 4.250% | 4.258% | 0 |
Home Equity Loans
Term | Interest Rate | APR* (Annual Percentage Rate) |
5 Year | 3.74% | 3.74% |
10 Year | 4.25% | 4.25% |
15 Year | 5.00% | 5.00% |
20 Year | 5.25% | 5.25% |
25 Year | 5.50% | 5.50% |
For a $10,000 loan monthly payment would be $182.99 for 5 year term at 3.74% APR. Rates subject to change without notice. Maximum loan amount $484,350. Minimum loan amount $5,000. Owner occupied property only. 89% LTV (Loan to Value) 1st Position Only, 85% LTV 2nd Position. Homeowner property insurance required. If loan is repaid in full within 36 months a loan documentation preparation fee of $500 will apply. Subject to credit approval. Resets available at .25% higher. Fees apply.
Interest Rate |
Auto Loans
Term | Interest Rate | APR* (Annual Percentage Rate) |
12 to 60 Months 2019 Model Year-100% LTV |
3.99% | 3.99% |
72 Months 2019 Model Year-100% LTV |
3.99% | 3.99% |
12 to 60 Months 2018 Model Year-100% LTV |
3.99% | 3.99% |
72 Months 2018 Model Year-100% LTV |
3.99% | 3.99% |
12 to 60 Months 2017 Model Year-100% LTV |
4.50% | 4.50% |
72 Months 2017 Model Year-100% LTV |
4.50% | 4.50% |
12 to 60 Months 2016 Model Year-90% LTV |
4.75% | 4.75% |
12 to 60 Months 2015 Model Year-85% LTV |
5.00% | 5.00% |
12 to 36 Months 2014 Model Year-80% LTV |
5.25% | 5.25% |
Rates subject to change without notice. For a 2019 model year $20,000 loan for 48 months at 3.99% APR monthly payment would be $451.49. Other rates and terms available call branch to find out details. (LTV) Loan to Value may be higher or lower depending upon year of vehicle. Loans on 2014 to 2019 models available. Subject to credit approval.
Interest Rate |
Personal Loans
Term | Interest Rate | APR* (Annual Percentage Rate) |
12 to 60 Months | 8.00%* | 8.00%* |
Rates subject to change without notice. For a $5,000 loan, monthly payment would be $101.38 for 5 year term at 8.00% APR. Minimum loan amount $1,000, Maximum loan amount $50,000. Loan payment must be deducted from a Washington Savings Bank checking account. If the automatic payment deduction is not elected APR increases to 9.00%. Subject to credit approval.
Business Owner Occupied Mortgage (BOOM) Loan
Term | Interest Rate | APR* (Annual Percentage Rate) |
15 Year | 4.75% | 4.75% |
20 Year | 5.00% | 5.00% |
Application fee of $750.00 for loans of $100,000 or less and $1,250.00 for loans of $100,001 or more Non-Refundable) Due at time of application. For a $50,000 loan at 5.00% APR monthly payment would be $329.98 for a 20 year loan. If loan is repaid in full within 36 months a loan documentation preparation fee of $500 will be included in loan payoff amount. Must be owner occupied and principal place of business. **Maximum loan amount $500,000, 80% LTV (loan to value) or lower, 1st postion only. Rates subject to change without notice.
*(APY) ANNUAL PERCENTAGE YIELD AND (APR) ANNUAL PERCENTAGE RATE IS ACCURATE AS OF 03/28/19. RATES SUBJECT TO CHANGE WITHOUT NOTICE.
Interest Rate |