RATE INFORMATION

APY (Annual Percentage Yield) and (APR) Annual Percentage Rate
is accurate as of 8/11/08.
Rates Subject to Change Without Notice.

SAVINGS RATES

Account Type	Minimum Deposit To Open Account	Minimum Balance To Obtain APY*	Interest Rate	APY* (Annual Percentage Yield)
Power Plus Checking more information	$10,000	$250,000	2.47%	2.50%
Power Plus Checking	$10,000	$50,000 to $249,999	2.23%	2.25%
Power Plus Checking	$10,000	$25,000 to $49,999	1.98%	2.00%
Power Plus Checking	$10,000	$10,000 to $24,999	1.74%	1.75%
NOW Account1	$100	$100	0.50%	0.50%

APY (Annual Percentage Yield). Interest rates are variable and are subject to change without notice. Minimum deposit to open account is $10,000 and Minimum balance to obtain APY of 2.50% APY is $250,000, balances that fall below $249,999 but above $50,000 will be subject to APY of 2.25% and balances that fall below $49,999 but above $25,000 will be subject to APY of 2.00%, balances that fall below $24,999 but above $10,000 will be subject to APY of 1.75% and accounts that fall below $10,000 will be subject to APY of regular NOW account. Subject to certain requirements and or restrictions. Balances that fall below $500 are subject to $5.00 per month service fee. Fees could reduce earnings on account. Offer can be withdrawn at any time. Maximum balance $500,000. Consumer Accounts Only.

Account Type	Minimum Deposit To Open Account	Minimum Balance To Obtain APY*	Interest Rate	APY* (Annual Percentage Yield)
Passbook Savings	$1.00	$100	0.75%	0.75%
Money Market	$100	$1,000	0.90%	0.90%

Rates may change after account is open.

Account Type	Minimum Deposit To Open Account	Minimum Balance To Obtain APY*	Interest Rate	APY* (Annual Percentage Yield)
3 Month CD	$5,000	$5,000	2.25%	2.25%
6 Month CD	$500	$500	2.47%	2.50%
12 Month CD	$500	$500	2.73%	2.75%
15 Month CD	$500	$500	3.70%	3.75%
18 Month CD	$500	$500	2.77%	2.80%
30 Month CD	$500	$500	2.82%	2.85%
36 Month CD	$500	$500	2.87%	2.90%
48 Month CD	$500	$500	3.70%	3.75%
60 Month CD	$500	$500	3.21%	3.25%

**Substantial Penalty for early withdrawal on all Certificates Of Deposit

Account Type	Minimum Deposit To Open Account	Minimum Balance To Obtain APY*	Interest Rate	APY* (Annual Percentage Yield)
12 Month IRA CD	$250	$250	2.97%	3.00%
30 Month IRA CD	$250	$250	2.97%	3.00%
60 Month CD	$250	$250	3.21%	3.25%

**Substantial Penalty for early withdrawal on all Certificates Of Deposit

Term	Interest Rate	APR* (Annual Percentage Rate)	Points
15 YEAR	6.00%	6.00%	0
30 YEAR	6.25%	6.25%	0

Application Fee: $375 (Non-refundable)Due at time of application for Single Family Dwelling. Duplexes and Multi Family the application fee will be higher. Point Programs: 1 point due at time of application for 60 day lock. "0" point programs: Documentation Preparation Fee $500-Due at time of application for 60 day lock. LTV (Loan to value) of 85% or greater requires PMI (Minimum down payment required is 5%). Rates subject to change without notice. For a $100,000 mortgage with 0 points for 30 years at 6.25% APR monthly payment would be $615.72. Rates listed reflect a 0.25% annual percentage rate (APR) discount when you authorize us to auto deduct your payment from a Washington Savings Bank checking account otherwise APR is higher. Subject to credit approval.

Term	Interest Rate	APR* (Annual Percentage Rate)
5 YEAR	5.74%	5.74%
10 YEAR	6.00%	6.00%
15 YEAR	6.50%	6.50%
20 YEAR	6.75%	6.75%
25 YEAR	7.00%	7.00%

For a $10,000 loan monthly payment would be $192.12 for 5 year term at 5.74% APR. Rates subject to change without notice. Maximum loan amount $420,000. Minimum loan amount $5,000. Owner occupied property only. Homeowner property insurance required. If loan is repaid in full within 36 months a loan documentation preparation fee of $500 will apply. Subject to $150 application fee. Rates listed reflect a 0.25% annual percentage rate (APR) discount when you authorize us to auto deduct your payment from a Washington Savings Bank checking account otherwise APR is higher. Subject to credit approval.

Term	Interest Rate	APR*(Annual Percentage Rate)
48 to 60 Months 2009 Model Year-100% LTV	4.50%	4.50%
72 Months 2009 Model Year-100% LTV	4.75%	4.75%
48 to 60 Months 2008 Model Year-100% LTV	4.50%	4.50%
72 Months 2008 Model Year-100% LTV	4.75%	4.75%
48 to 60 Months 2007 Model Year-100% LTV	4.50%	4.50%
48 to 60 Months 2006 Model Year-90% LTV	5.50%	5.50%
48 to 60 Months 2005 Model Year-85% LTV	5.50%	5.50%

Rates subject to change without notice. For a 2008 model year $20,000 loan for 48 months at 4.50% APR monthly payment would be $456.07. Other rates and terms available call branch to find out details. (LTV) Loan to Value may be higher or lower depending upon year of vehicle. Rates listed reflect a 0.25% annual percentage rate (APR) discount when you authorize us to auto deduct your payment from a Washington Savings Bank checking account otherwise APR is higher. Loans on used 2004 to 2008 models available. Subject to credit approval.

Term	Interest Rate	APR* (Annual Percentage Rate)
12 to 60 Months	8.99%*	8.99%*

Rates subject to change without notice. For a $5,000 loan, monthly payment would be $103.77 for 5 year term at 8.99% APR. Minimum loan amount $1,000, Maximum loan amount $50,000. Loan payment must be deducted from a Washington Savings Bank checking account. If the automatic payment deduction is not elected APR increases to 9.99%. Subject to credit approval.

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